Building society lending down
The number of loans being handed out by building societies
IVA not always best solutions, says expert
An individual voluntary arrangement (IVA) is not always the best
Postgrads could be hit by credit crunch
Postgraduate students and those taking their second undergraduate degree may
British turning to overpriced "payday loans," says expert
British consumers are increasingly turning to "payday loan" providers, which
Debtors should not "hide the problems"
People facing serious financial difficulties should not try to "hide
National Debtline: Fewer balance transfer deals affects other personal finances
The drop in the availability of cheap interest-free balance transfers
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Unsecured personal loans are the most common type of loan that is applied for in the UK. These types of personal loans require no capital or ‘security’ and are calculated on a number of factors. To find out more unsecured loan information read our ‘An Introduction To Personal Loans’ article.
Alternatively, secured loans are only available to home owners who have enough equity in their home to qualify for any lenders’ offers. Typically, secured loans amounts are up to 85% of the equity in a secured loan applicant’s home but some lenders have been known to lend at much higher, more dangerous levels.| Loan Provider | Typical APR | Loan Amounts | Notes | More Info |
 Moneyback Bank |
6.7% | £3,000 to £20,000 | Good credit required | More Info |
 Lombard Direct |
6.9% | £1,000 to £25,000 | A decision within 10 hours | More Info |
 Northern Rock |
10.9% | £1,000 to £20,000 | No early redemption penalty | More Info |
 Alliance & Leicester |
6.8% | £7,500 to £20,000 | Decision within 1 hour | More Info |
 Eskimo | 8.9% | £5,000 to £25,000 | No early redemption penalties | More Info |
| Secured Loan Providers | Rates From | Notes | More |
 | From 6.7% | Tenants accepted, no search fees |
An Introduction To Personal Loans
It seems there are a million different ways to borrow money out there.
You've only got to walk down the high street or browse the internet and you
will be inundated with companies offering you money. But what type of loan
do you need? If you want a relatively small amount, say £5,000, you will
want a personal loan. won't you?.........
What Is a Secured Loan?
A secured loan means that you have agreed to put up security for the lender
so that if you default on the loan they will use that security to pay off
the debt. The security is usually, although not always, your home and as
such can also be called homeowner loans.....
Debt Consolidation Loans - What Are They?
Debt is an interesting thing, it quite often creeps up on you before you
realise what's happening and then it drags you under, gripping hold of you
like a drowning person and under you go before you've had a chance to catch
your breathe. Like most other loans, a debt consolidation loan can be
secured or unsecured and there will be a lender out there willing to provide
you the funds even if you have a poor credit rating or CCJ's...........
Payment Protection Insurance - Worth The Extra Cost?
Payment Protection Insurance is an insurance that you can buy to cover your
repayments on loans, credit cards, or mortgages against you becoming sick,
having an accident or becoming unemployed all of which could mean you were
unable to make loan repayments. It's common for people who want it to take
out this insurance at the time when they commit to the loan......
Loan Types